I read with some interest an article in my credit union's quarterly newsletter about a new loan product that they heralded as a great alternative to payday loans. The article claimed that members of the credit union could avoid the triple-digit APR of payday loans and enjoy the convenience of having the loan issued and paid back to a credit union they trust.

I read with some interest an article in my credit union's quarterly newsletter about a new loan product that they heralded as a great alternative to payday loans. The article claimed that members of the credit union could avoid the triple-digit APR of payday loans and enjoy the convenience of having the loan issued and paid back to a credit union they trust.

I read with some interest an article in my credit union's quarterly newsletter about a new loan product that they heralded as a great alternative to payday loans. The article claimed that members of the credit union could avoid the triple-digit APR of payday loans and enjoy the convenience of having the loan issued and paid back to a credit union they trust.

The landscape of the online payday loan world is becoming increasingly more difficult to navigate. When one searches the term "payday loan" or "cash advance loan" millions of results are returned, often leaves the person looking for a short-term payday loan confused and uncertain of the best option that is available for them. What unassuming consumers don't realize is that the vast majority of these websites are nothing more than gimmick pages that pretend to offer loans, but in actuality do not.

The landscape of the online payday loan world is becoming increasingly more difficult to navigate. When one searches the term "payday loan" or "cash advance loan" millions of results are returned, often leaves the person looking for a short-term payday loan confused and uncertain of the best option that is available for them. What unassuming consumers don't realize is that the vast majority of these websites are nothing more than gimmick pages that pretend to offer loans, but in actuality do not.

The landscape of the online payday loan world is becoming increasingly more difficult to navigate. When one searches the term "payday loan" or "cash advance loan" millions of results are returned, often leaves the person looking for a short-term payday loan confused and uncertain of the best option that is available for them. What unassuming consumers don't realize is that the vast majority of these websites are nothing more than gimmick pages that pretend to offer loans, but in actuality do not.

The first quarter of 2008 has been extremely demanding on consumers' pocketbooks. Crude oil and gas prices are reaching all time highs. Basic food staples such as rice, wheat, and corn are also increasing to record high prices as well. Unfortunately for consumers their wages have not increased as fast as the costs of basics goods. Some economists believe that the prices of these basics will decrease over time or that wages will increase so these products become more affordable.

The first quarter of 2008 has been extremely demanding on consumers' pocketbooks. Crude oil and gas prices are reaching all time highs. Basic food staples such as rice, wheat, and corn are also increasing to record high prices as well. Unfortunately for consumers their wages have not increased as fast as the costs of basics goods. Some economists believe that the prices of these basics will decrease over time or that wages will increase so these products become more affordable.

The first quarter of 2008 has been extremely demanding on consumers' pocketbooks. Crude oil and gas prices are reaching all time highs. Basic food staples such as rice, wheat, and corn are also increasing to record high prices as well. Unfortunately for consumers their wages have not increased as fast as the costs of basics goods. Some economists believe that the prices of these basics will decrease over time or that wages will increase so these products become more affordable.

Payday loans are becoming more popular, and more in demand, as the global credit crunch continues. But can the average consumer afford to use one of these short-term loans? That is a question that many people are asking right now. And rightly so, because unless they go about finding the best lender, who is interested in helping consumers, a borrower can end up paying more than they should.